Most people qualify for Medicare when they turn 65. They go through a process plan called the 'Initial Enrollment Period' through the Social security Administration. Which is:
- Three months before your 65th birthday
- The month you turn 65
- Three months after you turn 65
If you are already receiving Social Security Benefits at least four months before your birthday, you will automatically be enrolled in Parts A & B.
Do keep in mind that if you do not enroll in Medicare during the seven month Initial Enrollment Period, you might pay a late Enrollment penalty that could impact your Part A, B, and D premiums for the rest of your lifetime.
Medicare General Enrollment Period
For Medicare, the enrollment period is January 1-March 31st every year.
You can also receive benefits through a Medicare Advantage Plan (Medicare Part C). In order to enroll in this, you need to go through a private insurer and already have original Medicare (A &B). This gives you more benefits that regular Medicare does not have such as, dental, vision, and hearing insurance.
The enrollment date for Annual Enrollment Period is from October 15-Decemeber 7
